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As a UTLA Member, you are automatically covered for the following:

ProvidersPhone NumberWebsiteInsurance
AFT800.238.1133Member Benefits$5,000 Accidental Death & Dismemberment, Double benefit if occurs while on the job
CTA650.552.5200Member Benefits$2,000 Death Benefit, $10,000 Accidental Death & Dismemberment, $50,000 AD&D occurs while on the job
NEA800.637.4636Life Insurance$1,000 Complimentary Life Insurance, up to $5,000 in Accidental Death & Dismemberment (AD&D), $50,000 AD&D occurs on the job, $150,000 Life Insurance unlawful homicide while on job
Pacific Educators800.722.3365Members Insurance$1,000 Complimentary Accidental Death Insurance, if death is caused by accident
Contact the above providers for details on how to register, claim forms, or other details.

For more information on what to do if a member passes, please review Preparing for the Unexpected, a step-by-step guide to assist members and beneficiaries. 


To sign-up for affiliate discounts, you need to register on the affiliate’s website.

For details about the Rakuten NEA Discount Marketplace discounts check out this video.

If you have any questions, contact NEA benefits at 800.637.4636 or send an email to

Member Benefits include:

  • Student Debt Relief
  • Mortgage & Home Services
  • Travel Discounts
  • Educational & Learning Opportunities
  • Insurances
  • Financial & Legal Services
  • Discounts & Shopping

To register for AFT Member Benefits, please go here.

If you have any questions, contact AFT benefits at 800.238.1133 or send an email to

For details about the Member Benefits offered through CTA check out this video.

If you have questions, contact CTA Member Benefits at 650.552.5200 or send an email to

UTLA Insurance Premiums

UTLA endorses several Vendors that offer a variety of policies.  Policy information is personal between the member and the Insurance. UTLA is only responsible for collecting deductions and sending them to the Insurance authorized by the member.

UTLA- Premiums

Will collectively reflect $1.67 CTA Contribution, PACE, Insurance deductions authorized through UTLA (Colonial Life & Accident Insurance, NTA (National Teachers Association) Life Insurance, Pacific Educators Insurance Services, Specialists in Long Term Care Insurance Services, The Standard Insurance Company), as well as other CTA elected contributions (FACT, MLK, etc).

For more detailed information about your LAUSD Paystub please review the following document: Understanding Your LAUSD Paycheck

The below “Approved Vendors” have been authorized by the Treasurer of UTLA.

Eligible UTLA-Premium deductions through Payroll

 If at any point you wish to cancel one of your elected premiums from payroll, you must fill out the  Withdrawal from Premium Deductions through Payroll Form.


You never know when an unexpected illness or injury could leave you and your family with financial difficulties.  Health insurance can help, but you can still have deductibles, co-payments and other out-of-pocket expenses.

That’s where voluntary benefits come in.  Sometimes called supplemental insurance, voluntary benefits are designed to complement your health insurance and help provide extra financial protection. 

In addition, you’ll have access to the following:

  • KOFE- financial education through phone access to financial counselors, webinars and calculators
  • LawAssure- one year of access to legal document preparation
  • WellCard- a card that provides discounts on prescription drugs, discounts on medical and dental expenses, access to medical bill consultation and more

To learn more about your options and receive personal benefit recommendations, review the links below or visit

Voluntary Benefits Booklet 2022 & other resources:

2022 Voluntary Benefits Booklet 
Benefits App for iOS and Android
Policyholder Service Guide

To schedule a consultation with Colonial please click here.

Benefits Provided:

  • Accidental
  • Disability
  • Cancer
  • Health
  • Life
  • Long Term Care
  • Discounts on Auto & Home
  • Medicare Supplements

Pacific Educators is one of California’s oldest and largest providers of employee benefits to education/school personnel and their families. Our focus is to provide the highest quality Life Insurance, Disability Insurance, and Cancer Insurance available to California Teachers, California School Employees (Classified) and California Administrators/Management.  All of our products are from reputable, top-rated insurance companies.

For over 48 years, we have made available a variety of insurance coverages designed especially for California School District Personnel, their friends, and families. We also work closely with many Colleges and Educational Groups. In most cases payroll deduction is available.
Deciding on an insurance carrier can be complicated and sometimes confusing. You want someone who will provide insight, service, and respect. You want a company that will always be there when you need them.

Since 1971, Pacific Educators’ staff has developed the skill and knowledge to provide our clients with affordable insurance protection. Our long and special relationships with our insurance carriers enable us to provide our customers with the first-class service they deserve.

Best of all, when you call us with questions or concerns, you’ll receive prompt human attention, not the voice mail run-around.

Guarantee Life Issue/Brochure/Application for New Hires

  • Sign-up for Plan 1 ($5.40 tenthly) or Plan 2 ($9.90 tenthly) with NO Health Questions (See brochure for coverage amount in your age range)
  • Form must be submitted to Pacific Educators office within 120-Days of your hire date.
  • This plan includes Dependent Coverage for your Spouse and Kids for $1.20 Tenthly, for $5,000 Coverage on each dependent (See brochure for more details)

Benefits Provided:

  • Accident
  • Cancer
  • Disability
  • Blank Coverage
  • HDS3
  • Heart
  • LIF
  • Life
  • Oran Transplant
  • TL5
  • Final Expense

From the start, we’ve specialized in providing supplemental health and life insurance products and services to educators. In fact, NTA stands for National Teacher Associates. That’s how strong our ties are to this profession. With more than 40 years of experience serving our nation’s educators, we’ve become skilled at refining our offerings in order to provide the best benefits and support for an educator’s lifestyle.

Our marketing partnerships with and endorsements from teacher unions across the country speak to our values and our commitment to this profession. We’re proud to serve teachers, and we look forward to doing so well into the future.

It takes a special person to dedicate his or her life to serving the community, and it takes a specialized company to serve that person. At NTA Life, we’re proud to say our mission is protecting the heart of our community. We fulfill that mission by providing tailored supplemental health and life insurance products and services for educators, emergency responders, and government employees.

Every day we do our best to deliver exceptional products and personalized service for these professionals because every day they do their best to serve our community. We appreciate all they do and are honored to work for our community’s most deserving members.

Specialists in Long Term Care Insurance Services, Inc.

(an AMBA company)


Benefits Provided:

  • Long Term Care
  • Life

Long Term Care Coverage can be expensive.

Here are some reasons to enroll in the Long-Term Care Insurance Program:

  • Group Discount
  • Asset Protection: without insurance, individuals may need to use their personal savings or assets to cover the costs of long-term care.
  • Choice of Care Setting: Long-term care insurance provides flexibility in choosing the setting for care.
  • Relief for Family Members: Family members often bear the responsibility of providing care for loved ones who need assistance with daily activities.
  • Maintaining Control: Having long-term care insurance can give individuals more control over their care decisions.

Benefits Provided:

  • Disability & Life Insurance

For more than 100 years, The Standard has been dedicated to helping its customers during their time of need. CTA chose The Standard as the only endorsed provider of Disability and Life insurance because of its commitment to service and integrity. With a history of stability and a full-time, dedicated CTA Customer Service Department, The Standard is a partner you can trust. Just ask any of the more than 75,000¹ CTA members who have chosen The Standard to protect their paycheck and loved ones.

As of April 2022, based on data developed by Standard Insurance Company

For more details on how to apply and services offered visit CTA Member Benefits.

Apply online. (you must be logged in to your CTA Member Benefits account to access)

Special Enrollment Opportunities

You may be eligible to apply without answering health questions during these special enrollment opportunities:

  • New Hire and District Transfer Enrollment
    Members new to their district have 270 days from starting work to apply for CTA-endorsed Disability insurance and, effective July 1, 2022, up to $400,000 of CTA-endorsed Life insurance1 with no health questions asked. If you had coverage with The Standard at your prior district, you must reapply at the new school district as the coverage doesn’t automatically transfer to the new employer. Learn More
  • Family Status Change Enrollment
    Members can apply for CTA-endorsed Disability insurance and, effective July 1, 2022, up to $400,000 of CTA-endorsed Life insurance¹ coverage within 60 days following the date of a family status change event, such as birth/adoption, marriage/domestic partnership, divorce/dissolution, loss of spousal employment, or other qualifying event. Learn More

Coverage reduces to 65% of the amount in force at age 70, 45% of the amount in force at age 75 and 30% of the amount in force at age 80. Offer not available to retirees.

Zahorik Insurance- New York Life Policy (Discontinued)

Underwritten by LINA- Life Insurance Company of North America (New York Life)

Due to administrative changes, your Accidental Death and Dismemberment (ADD&D) Insurance policy through Zahorik (New York Life) will no longer be offered as the group policy has been discontinued.  

For those who had a policy through UTLA Payroll and are still interested in retaining the policy, it will need to be converted to an individual policy.  Please complete the UTLA ADD Conversion application and submit it to New York Life. 

The last LAUSD Payroll deduction will be on the 9/5/22 Pay Date, which UTLA will remit to New York Life for the 8/1/22-8/31/22 Pay Period Invoice.